WHERE TO GET SMALL BUSINESS LOANS IN KERALA? HOME AND BUSINESS LOANS AVAILING BANKS AND OTHER INSTITUTIONS
When we think about how to start a business, it is the first question, we ask when we intend to start a new micro, small and medium business. We need small business loans. We need cash. We need money. To start up small business ideas, micro or medium business, we must have some good amount. And almost all banks in Kerala (in India) are giving small, micro or small business loans with collateral security and without it.
Ok. when we are working on small business ideas and want to start a medium, micro or small business, we must know about MSME (MICRO, SMALL & MEDIUM ENTERPRISES. It is a government body and it works for the wellness of the small, medium and micro business community. Now the question is that, what is MSME? So let's find it.
(Click on this link. You will get all unanswered questions about micro, medium and small business idea)
Now, let's talk about the schemes under MSME because we need a business loan so easily.
There are plenty of schemes under MSME to be used by common people. Unawareness is the main problem in our society. We have an interest. We have the intention. But we don't have the information. And also we are lazy to identify, find out the information, even if from searching this on Google or anywhere else. So, it is our duty to provide these things to you, to make a better future. If you gain something; India will gain something.
So, now you can find out the Business Schemes under MSME, here.
Swachh Bharat Abhiyan is one of the most impressing thing started by our Government and it is connected to MSME too.
Now, you are intended to start a small, medium and micro business, you must have to get the basic knowledge of GST. Click here to get more on GST.
You must have to register for UDYOG ADHAAR while doing small, medium and large scale businesses in India. Here provides the link to apply for UDYOG ADHAAR online.
Apply online for UDYOG ADHAAR
To understand UDOG ADHAAR easily, just watch this 4-minute video.
Short Film on UDOG ADHAAR
When we knew, how to start a business, where to get small business loans in India is our primary question. right? So let's talk about that. Almost all Nationalized Banks and Scheduled Banks are providing small business loans, under certain conditions. Terms & Conditions vary from bank to bank. Now the question is that who will provide such a business loan to us and what will be the criteria to have such small business loans in India.
So, at first, we provide the list of Nationalized Banks here.
The list provided by the Reserve Bank of India is given hereunder. Click on that to see.
List of Nationalized Banks in India
List of Scheduled, Non-Scheduled, Co-op. Banks in India.
Which bank in our country provides small business loans?
The answer is almost all banks in India. Check the small business loans availability with your nearest Bank Branch for it.
About MSME by RBI
What RBI said about MSME. Check the above link
MUDRA LOANS
Mudra loans are known as a loan without any security and it can be used as small business loans for your startups... Check it the availability of Mudra Loans here.